Grow your business with great employees.

Attract them with great benefits.

Do you have the right employee benefits?

We believe employees deserve great benefits and employers deserve excellent employees. But there isn’t a single way to make that happen for everyone. We see many misguided approaches to benefits, and we make it our business to help clients make a change and get on the right path.

There are critical issues impacting the future of your company.How are you taking control of them?

  • Should we continue offering health insurance or not?
  • How can we control the costs of our group health plan?
  • How do we attract and retain talent while combating turnover?
  • How can we achieve and maintain compliance?  What will it cost us if we don’t?
  • How much does ineffective communication hurt our efforts to create a health plan our employees value?

Employee benefits consulting

While the questions employers have may be common, the answers very often are not. When you work with us, we start by learning your business.

Through a combination of exploration and education, we identify which areas of your business are working well and should be maintained. We’ll then identify the areas not delivering a strong return or creating risks, either financial or operational.

Together we create a strategy for the right program. We call that organizational confidence.

Who we work with

Our clients are strong leaders who value time, creativity, and service as driving factors of their own business and expect the same from their business advisors. We truly look after your business and your people as if they were our own family members. The result? Satisfied employees. And the return on that investment is immeasurable.

Our services

Employee Benefits

For most organizations, employee benefits is the second largest expense item next to wages. What’s your strategy for maximizing the return on that investment? Talk with us to learn about options for creating a long-term benefits plan.

Employee Advocate Card

Your employees have questions about their benefits, and we’re here to help. And when they need an advocate in dealing with the insurance company and navigating bills, we’re just a call away. We’re on their side. Learn more →


Compliance has so many moving parts and deadlines to track and meet, and we get how overwhelming and confusing it can be. Let us help you keep it straightforward and manageable by keeping you organized with regulations.

Strategic HR

The HR role is complex, nuanced, and busy. A lack of administrative organization or employee satisfaction costs a company money and hurts the overall company culture. We lend a helping hand to keep HR in sync and in the know.

Check out the latest from our blog!

Leading With the Marathon Mindset

Aside from being able to run long, grueling distances, marathon runners have something else that makes them extraordinary—to keep going, running, and training despite the aches, pains, and exhaustion they may feel along the way. They have the insight to know when to rest and heal, and when to push themselves to go farther. While they celebrate the small wins, they always keep their eye on the goal, and return again and again until they reach it.

Webinar: Compliance Obligations for Group Health Plans


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Jen Berman HeadshotJoin Q4intelligence and Jennifer Berman of MZQ Consulting for a webinar on August 28, 2023, with an overview of the latest updates in employee benefits!

Newly Proposed Mental Health Parity Regulations Introduced

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On Tuesday, July 25, the federal Departments of Health and Human Services, Labor, and Treasury (“the Departments”) introduced a much-anticipated update to current regulations dealing with the Mental Health Parity and Addiction Equity Act (MHPAEA).

These newly proposed regulations continue to shine a bright light on the need for parity between medical/surgical (M/S) and mental health/substance use disorder (MH/SUD) benefits in all non-quantitative treatment limitations (NQTLs).

The Consolidated Appropriations Act of 2021 (CAA) established the requirement that plans initiate and maintain an NQTL analysis. These proposed regulations seek to satisfy issuers, plan sponsors, third-party administrators, and other benefits professionals who have been patiently awaiting additional direction and guidance.

How we help our clients

Case Study: Communication and Education Can Make or Break a Benefits Plan

Read the case study →

Case Study: How a Move to Self-Funding Lowered Costs and Increased Access to Data

Read the case study →

Client testimonials